Rosengard Law Group Bergen County car accident lawyers understand that auto accidents can have a devastating and far-reaching impact not only on the victim but also on their loved ones.
Car accidents result in serious injuries that can leave the victims with disabilities and a reduced quality of life.
To make matters even more confusing, there are dozens of laws that apply to car accidents, because each accident is unique and different laws may be applied to different situations.
We’ll navigate the many NJ car accident laws that apply to your situation, and we’ll fight to recover compensation for your injuries and other losses.
Contact us today to schedule a free consultation. Call 833-323-4448
One of our goals will be to prove that the other driver or party was negligent, so you get fair compensation for your injuries.
The four elements that a plaintiff must prove to win a negligence suit are:
1) Duty: In this case, the other driver is expected to drive their car safely and with a certain level of due care.
2) Breach of Duty: We’ll fight to show that the other driver breached this duty by acting irresponsibly.
3) Causation: It’s our responsibility to prove that the other driver’s negligence actually caused your injury.
4) Harm and or damages: The final element of a car accident case is damages. The court must be able to compensate you for your injury through monetary compensation.
Typical types of driver or party negligence are:
- Driver errors: distracted, drunk or under the influence of drugs, and general reckless driving
- Manufacturer negligence: defective auto parts
- Other negligence: failure to maintain safe roads, hidden stop signs, etc.
What a Bergen County Car Accident Lawyer can do for you
Car accidents aren’t planned, but they can and usually do turn your life upside down.
You may have injuries that require ongoing medical treatment or that may prevent you from returning to work.
Some people even develop anxiety or depression and are unable to function as they did before their car accident.
Car accidents can also put a serious strain on your finances.
Treatment and rehabilitation after an injury will be expensive, and you may not be able to return to work to recoup your losses or keep up with your expenses.
The Bergen County car accident attorneys at Rosengard Law Group are committed to providing car accident victims with compassionate and effective legal representation.
With years of experience representing victims of car accidents, we will provide you with legal solutions that are tailored to meet your specific needs. And, if needed, we will take your case to trial and fight for maximum compensation.
The Rosengard Law Group Bergen County car accident lawyers:
- Give your case the personalized attention it deserves.
- Evaluate your claim and represent you in negotiations and lawsuits free of charge.
- Fight to recover the compensation you deserve.
- Investigate your case thoroughly, prepare and file your claim.
- Prepare your settlement agreement to suit your current and future needs.
Our team of experienced and skilled staff will give your case the dedication it deserves right from the start.
We won’t charge you a single cent for our services. Our fees will only be paid as a percentage of the compensation you receive, because you should focus on your health and getting your life back on track without worrying about legal fees or following up on your claim.
Contact us today for a free case evaluation. Call 833-323-4448
Understanding Bergen County NJ Car Accident Laws and Insurance
There are various laws that apply to car accidents in New Jersey. Understanding the laws that apply to your case will help you better understand your options and rights.
New Jersey Auto Insurance Requirements
New Jersey is a ‘No Fault Insurance’ state. This means that if you are involved in a car accident, your own insurance policy will pay for the injuries sustained in the accident as well as the damage to your vehicle.
This law applies no matter who caused the accident.
Despite this no fault law, every driver is still required to carry auto insurance. If they are found liable for an accident, their insurance ought to cover the injuries and damages resulting from the accident.
New Jersey State law dictates the minimum coverage that any driver can have. Your insurance policy must offer:
Personal injury protection (PIP)
Your PIP policy should offer coverage of at least $15,000 per person per accident for all people covered under the policy.
Bodily injury liability
Your policy should offer coverage of at least $15,000 for each person covered under the policy. It should also provide coverage of at least $30,000 for every individual injured in the accident if it was caused by you.
Property Damage Liability
Your policy should provide not less than $5000 as coverage for property damage that results from an accident that you have been held liable for.
These are the minimums required for car insurance in New Jersey. You can, however, opt for greater cover.
For example, while you are not required to carry Underinsured/ Uninsured, comprehensive or collision coverage, you may choose to have the coverage that suits you.
It is important to consider the consequences of each type of insurance cover you are considering.
For example, if you are injured in a car accident caused by another driver who only has basic insurance cover, you will most likely need much more compensation than their insurer can provide you with. Get in touch with an experienced Bergen County car accident lawyer to find out what your options are to recover adequate compensation to cover your expenses and losses.
Reporting a Car or truck Accident in Bergen County
Official police reports on car accidents are pivotal to establishing fault. It is therefore important to report your car accident to the local authorities as soon as possible.
New Jersey law requires all motor vehicle accidents resulting in death, injury, or property damage amounting to more than $500 be reported to the police.
The easiest way to report a car accident is to call it in immediately. You may choose to call 911 or your local police department directly. The advantage of calling it in is that the police will preserve and gather evidence at the scene of the accident.
Gathering evidence includes taking photos of the scene and talking to eyewitnesses.
You will also not have to make a written report of the accident if a law enforcement officer has already done so.
There are some instances when victims are unable to report the accident immediately. If you are unable to report the accident to the police immediately (e.g. if you are incapacitated in the hospital), you will need to make a written report within 10 days of the collision.
If you have been involved in a collision, get in touch with a Bergen County car accident lawyer from our firm. We’ll investigate your claim to ensure that a proper police report was made and help you determine the next steps to take.
See this page for more information on NJ truck accidents.
Statute of Limitations
There is a statute of limitations set for filing a Bergen County car accident lawsuit. You should have filed your lawsuit within two years of the accident. The clock starts ticking from the date of the accident. If you file your lawsuit after the statute of limitations has elapsed, the court will most likely dismiss your case.
There are rare exceptions to this requirement. It is a good idea to talk to a Bergen County car accident lawyer to know your options if the statute of limitations has passed on your case. You may still be able to recover compensation for your injuries and other losses.
New Jersey applies a ‘modified comparative fault’ rule. Under this rule, the actions of both parties involved in the accident are considered. The extent to which the actions contributed to the accident is evaluated and the fault is apportioned to each party. Both parties can, therefore, be found to share blame for the accident.
The total amount the plaintiff is awarded as compensation for their injuries and losses is dependent on the percentage of a fault that belongs to the parties involved. The compensation awarded will be reduced by a percentage equal to the share of fault the plaintiff has in causing the accident.
If for example, you were found to be 20% responsible for the accident as you were driving at the speed limit on a rainy day, you will only be awarded 80% of the total compensation.