Your life changes the moment you’re involved in a car accident, and these changes will impact every area of your life.
You will mostly likely suffer physically, financially, and emotionally.
Sadly, all of these stressful situations are compounded when you try making a claim for compensation.
This is why it’s best to call a Pennsylvania car accident lawyer that will FIGHT for maximum compensation for you and your family. Call Rosengard Law Group: 833-232-4448
Having an experienced lawyer navigate the insurance claim process will reduce your stress level and give you the time you need to focus on your personal recovery.
Rosengard Law Group will make sure that you are treated fairly and receive all of the benefits you are entitled to under the law.
Your attorney will also make sure any compensation package you receive is complete and fair.
You cannot avoid having your life changed after a car accident, but you can avoid all the added frustration of fighting with the lawyered up insurance company that is trying to low-ball your claim.
Call today for a FREE case evaluation. 833-232-4448
Five Important Ways That A Pennsylvania Car Accident Attorney Can Help You
One of the first things that the insurance company will do when you report your accident is tell you they’ll take care of everything and you don’t need an attorney.
This may sound wonderful, but the truth is, the insurance company does not want you to have legal representation, because they want you to accept their low-ball settlement offer.
Insurance companies are ONLY concerned with keeping their payouts as low as possible.
When you don’t have a lawyer on your side, they can “forget” about types of compensation, push to close the case early, and deny benefits without fear of being questioned.
1. Pennsylvania Is A Comparative Negligence State
This means that both parties can be held responsible for the accident.
It also means that if a person is injured in an accident, any claim that they make can be reduced by the same percentage that they are at fault for the event.
For example, if you were offered $100,000 for all of your losses, but the police report claimed you were at least 40 percent responsible for the accident, your compensation would be reduced by $40,000.
When you have a car accident lawyer representing your case, they can make sure that all of the information is accurate and who is at fault.
All information will be reviewed, and if necessary, your attorney will bring in experts to reconstruct the scene to determine the true party responsible for the event.
2. Pennsylvania Has Unique Personal Injury Protection Laws
Pennsylvania has unique Personal Injury Protection (PIP) laws, and the insurance policy that you purchased will have an impact on your ability to make a claim.
Of course, most insurance companies push their clients to purchase a limited policy. They make the pricing for these policies very attractive. Sadly, when it comes time to make a claim, the client is not happy with the results.
All insurance policies have exceptions to the claim rules.
If you have one of the limited policies that are sold in this state, you still may make a claim for the full amount of compensation.
Our Pennsylvania car accident lawyers understand the laws surrounding these policies and can help you get a complete and fair compensation package.
3. Our Pennsylvania Car Accident Attorneys Have Access To Experts
There are always areas in a case that need an expert evaluation:
– We may need to consult with an expert about your injuries and recovery.
– Your attorney may need to have the accident scene reconstructed to prove fault.
– The law firm may bring in an accountant to help determine losses and other compensation issues.
All of this is part of the service you receive when you hire Rosengard Law Group.
4. Our Lawyers Have A Deep Understanding of Car Accident Insurance Policies
One of the main reasons that insurance companies encourage you not to seek legal representation is that they are counting on your lack of knowledge about the law and car insurance policies.
Most people are not familiar with this type of information, and the insurers know this is beneficial to their cause.
Our PA car accident lawyers, however, do understand injury law and the terms of the insurance policies.
We will make sure that you receive everything you are entitled to under the law and receive all benefits guaranteed by the policy covering the accident.
5. our Attorneys Are Skilled Negotiators
We know how to interact with the insurance adjuster to secure you the best compensation package for your case.
We know exactly what is considered a fair comp package, and we are not going to stop negotiating with the insurer until they get what you deserve.
We Are A Contingency Based Law Firm
It is very important to understand that there are NO OUT OF POCKET FEES.
Many injury victims delay contacting our firm, because they are afraid that they could not afford legal representation.
The accident had already caused serious financial hardships, and they were afraid that they could not get the help they needed.
THERE IS NEVER A FEE. We work on the contingency that we will win your case. If we do not win, you do not pay. We get paid a percentage of the settlement AFTER we settle your case, so you never have to wait to contact a Pennsylvania car accident attorney when you have been injured, because there is never a financial risk.
Starting from your FREE CONSULTATION and during the entire process of your case, you will never pay any legal fees.
Types of Car Accident Victims We Represent
Our law firm is in a position to assist injury victims involved in any type of car accident. We have attorneys that are dedicated to different types of accidents, so all of our clients are placed with an attorney that has an active knowledge of that specific type of event.
This provides our clients with the best legal representation for their type of accident.
Accidents that involve two or more passenger vehicles are the most common form of car accidents. In Pennsylvania, nearly 300 of these accidents occur each day. Multi-car accidents can be caused by a variety of things. Most are caused by distracted drivers and/or at intersections.
Single Car Accidents
Single car accidents are a less common type of accident. There are three types of single-car accidents:
- Driver loses control: being cut off, road debris, or similar event
- Hit and run accidents: another driver causes an accident and leaves the scene. Injury victims of a hit and run can still make a claim for compensation.
- Defective product: vehicle malfunctions and causes the accident. Your attorney may file a defective product case on your behalf.
Semi Truck or Commercial Vehicle Accidents
Truck accidents are very serious and very complicated events. If you have been involved in one of these devastating accidents, it is important to SPEAK WITH AN ATTORNEY as soon as possible.
Commercial vehicle accidents require a specific set of legal skills to protect the injury victim.
Commercial vehicles are regulated under federal and state laws. Because of this, many different laws apply to these events.
Additionally, most commercial vehicles are covered by several insurance policies.
Because truck accidents often cause life-changing injuries, these cases often become complex because of the high medical bills.
It is important to have a skilled attorney managing the case so that you receive all of the care you need to make a physical recovery.
Motorcycle accidents are often catastrophic events for the person driving the motorcycle. Without the physical protections that an enclosed vehicle provides, motorcyclists often suffer catastrophic injuries in an accident.
Many insurance companies try to deny or reduce benefits to cyclists, because they say that driving a motorcycle is a risk. This is not an acceptable practice. Motorcyclists have the same rights as others to drive their vehicle if they follow the law.
Accidents involving a motorcycle should and must receive the same fair treatment as other injury victims.
Pedestrian accidents are any accidents involving at least one passenger vehicle and one person not in a vehicle. The pedestrian can be anyone who is walking, jogging, running, skating, bicycling, or using the walk and roadways for travel while not in a motorized vehicle.
These accidents are very serious for the pedestrian. Many of these injuries require extensive medical care. Injury victims have the right to demand compensation for their injuries and losses when they have been involved in a pedestrian accident.
When you have been involved in any type of car accident, protect your rights, and schedule a FREE LEGAL CONSULTATION today. Call 833-323-4448.
Actions To Take After A Car Accident in Pennsylvania
Actions that you take after a car accident in Pennsylvania can have an impact on the outcome of your case. There are a few things that you can do to help your case for compensation move smoothly and obtain better results.
Obtain A Police Report
It is important that you file a police report when you are involved in a car accident, because even if the accident appears minor, your insurance company will not recognize this accident without a police report.
The police report will also include useful information such as the name and contact information of the other driver, witness information, and weather and traffic conditions. The report might include what the officer thought was the cause of the accident.
Further reading: I Disagree With the Car Accident Police Report, Now What?
Get Medical Attention Immediately
You should have a medical evaluation immediately after the car accident. Even if you do not believe that you are injured, you should be examined. You do not need to go by ambulance, but you should go to the ER.
The high adrenaline and stress level that you experience during the accident can mask injuries. You may think that your upset stomach or headache or tight shoulders are just from the stress.
In actuality, these symptoms are also a sign of injury, and some are serious. Your health is the most important thing that you have, and it is better to be safe and get an exam.
The terms of most insurance policies will give you up to seven (7) days to seek medical care for injuries received in a car accident. However, most insurance companies will start stalling and denying claims for any treatment given after 24 hours after the accident.
In their opinion, the injuries that you are suffering from now are not related to the accident.
Write Down Everything That You Remember
Start documenting everything that you remember. Every detail is important, so include things like the weather, where the sun was shining, road conditions, and the last thing you saw before the accident.
All of this information will be relevant for your case.
Consult With A Pennsylvania car accident Attorney Before Making An Official Statement To Insurer – call us now: 833-323-4448
The main objective of the insurance company is to secure a quick settlement. They will do whatever it takes to convince you to settle quickly, including reassuring you that you do not need legal representation. Don’t fall for this!
The next objective that the insurance company has is finding anything, a statement, a phrase, a picture on your social media that will discredit your injuries and help them reduce the settlement, if not deny it altogether. Stay off of social media!
Since it is mandatory that you report an accident to the insurer as soon as it occurs, you must comply with the law. Yes, you should give them the time and date of the accident, your personal information and confirm if anyone was hurt.
Outside of that basic information, decline making a statement until you speak to a Pennsylvania car accident attorney. After you have consulted with an attorney, your lawyer will arrange for you to make an official statement to the insurance company.
Keep a car Accident Journal
Keep a journal of everything that has happened to you physically and financially since the car accident occurred. Keep notes on your doctor visits. Keep notes on expenses related to the accident, such as having to pay for lawn care or childcare services….everything you can think of. Rosengard Law Group can help!
You should also journal on how your injury is doing and how it is impacting your life. Talk about the good things and the bad – do not make it all negative. Be honest. This journal will provide your attorney with a lot of information to help with your case.
Follow Through On All Medical Care
Make sure that you follow through on all medical care:
– attend all appointments
– attend all therapy sessions
– fill all prescriptions.
Missing appointments or not taking the medications as prescribed by the doctors “tells” the insurance company that you are no longer in need of medical care or attention for your injuries.
During your FREE CONSULTATION, your Pennsylvania car accident attorney will provide you with additional tips on what you can do after the accident that will make your claim process much easier.
Managing Social Media After A Car Accident
Social media has become the main form of communication between friends and family members, especially when they are located distances apart. It is only natural to share this tragic news, so you can build a support system during this trying time.
The need to share something as traumatic as a car accident is very strong, but now is not the time to turn to facebook and twitter to share the details of your car accident.
While it will be your first reaction to post about your car accident and injuries, try to refrain from posting too many details about the event or your injuries, and do not talk about anything you have discussed with your attorney.
You should also refrain from posting pictures of yourself, even if they are old. A picture of you sitting with a group of friends laughing is going to be seen by the insurance company as proof that you are okay.
They do not know when that picture was taken, and in reality, they do not care. All they know is that they have a public picture of you laughing and having a good time.
Anything that you post on social media while you have an active case should be bland. It is also important that you do not accept any friend requests during this period from people that you don’t know.
It is not unusual for the adjuster to “friend” a client in an effort to gain information that they can use against the case.
IMPORTANT: You should also ask your friends and family not to discuss your injuries or case until you reach a settlement.
Types of Compensation
Part of your INITIAL CASE EVALUATION will be about the types of compensation that your attorney will fight for. Every case is unique, and different types of compensation will apply.
The most common types of compensation include:
Medical Costs – Including Future Medical Care
All cases will include the cost of medical care for the injuries received by the victim. This is one of the main reasons that you seek compensation. Your attorney will also include the costs associated with future medical care. You may need therapy or an additional operation in the future or permanent care. Whatever your medical needs, your attorney will include this in this portion of your compensation package.
Lost Wages and Benefits
If you’ve had to miss work because of your injuries, your attorney will file for reimbursement of your lost wages.
If you receive employer-paid benefits, such as contributions to your retirement plan, payments for health care, or profit-sharing, and you did not receive these benefits because of the accident, your lawyer will include this as part of your lost wages.
Future Earning Capacity
If your injuries prevent you from returning to work, you are entitled to receive compensation for all of your future earnings.
If you can only return to work part-time, at a limited capacity, or go to a lesser paying job because of your limited abilities, you are entitled to receive the difference between your current wages and your future earning potential.
Your attorney will work closely with you and an accountant to determine a fair amount of compensation if you cannot return to work.
There are many additional expenses that can occur as a result of your injury. These expenses should be a part of your compensation plan.
Some of these expenses include costs to replace broken eyeglasses or dental work that occurred in the accident, the cost of over the counter supplies required by your medical care provider, and expenses related to services that you have to pay for right now because your injury prevents you from doing them.
Pain and Suffering and Emotional Duress
Pain, suffering, and emotional duress will be different with each person. Every case is unique, and so is the experiences of the client with their injury.
We will work closely with your medical care providers to determine the extent of your suffering. We will always seek an amount that is fair for this type of compensation.
Loss of Consortium
If your injuries have changed the way that you can physically interact with your spouse, your attorney can request compensation for this loss.
We may also file a separate case for your spouse for these same losses.
Punitive damages are a type of compensation imposed on the responsible party by the court as a form of punishment.
In the eyes of the court, this type of damage is meant to inflict financial strain on the responsible party, so they will not commit this type of action again.
Punitive damages is a rare type of compensation to receive. The court has been known to impose these damages in instances where the car accident was caused by a driver under the influence or distracted by their cellphone.
There may be additional benefits and forms of compensation available to you based on the facts of your case. Your attorney will discuss all forms of compensation you are entitled to during one of your meetings.
Consult With A Pennsylvania Car Accident Attorney Today
We are a CONTINGENCY BASED LAW FIRM. This means that you do not have to pay any legal fees. Starting with your FREE CONSULTATION, we will represent your case until we win without asking for any upfront fees. When you win, we get paid only a percentage of your settlement.
We work on a contingency basis because we understand that accidents cause our client’s financial stress. We do not want to add to that stress, and we want to ensure that everybody can have access to legal representation.
We are so positive that we can help there is NEVER A FEE UNTIL WE WIN.
You do not have to wait to speak to an attorney. Protect your right as a car accident injury victim and schedule a free consultation with a Pennsylvania car accident lawyer today.